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New book on microcredit and development in rural China published.

Nicholas Loubere's book "Development on Loan: Microcredit and Marginalisation in Rural China" has been published open access by Amsterdam University Press.
image of "Development on Loan" by Nicholas Loubere book cover

Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit―i.e. the provision of small-scale loans to 'financially excluded' rural households―as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China-illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape.

Find more information on the book here

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